A rejected claim is stressful. Let’s look at it together.
Claim rejected?
Find out if you can fight it.
Upload the insurer’s letter. In about a minute you’ll see where you stand, which rules are on your side, and one clear next step.
- Free to check
- Private
- About a minute
Three steps
- 1
Upload the letter
The rejection or settlement letter is enough to start. Your policy and discharge summary help, if you have them.
- 2
We check it against the rules
Every fact is read from your papers and checked against IRDAI’s current rules for claims.
- 3
You get a clear plan
Where the insurer may be wrong, what’s still unknown, and exactly who to write to, with the deadline.
You’re not alone in this.
Insurers have to follow IRDAI’s rules when they refuse or cut a claim. Those rules protect policyholders more than most people know, and there is a free route to challenge a decision you think is wrong.
Where our rules come from, and how we test them →- 80+rules from IRDAI and the Insurance Ombudsman
- Real casestested against decided court and Ombudsman disputes
- ₹0to check, and your first full report is free
Pay per report. Start with a free one.
Every report has everything below. Packs only change how many you get, and what each one costs. Sign in with Google and your first report is free.
Single
One claim
₹49 one-time
₹49 / report
1 report
Buy 1 report- The insurer’s reason and clause, quoted
- Facts from your papers, each with its source
- The IRDAI rules that apply
- Ground-by-ground assessment
- What’s missing and how to get it
- Next steps, with every deadline
- PDF report download
Most popular
Starter
A family's claims
₹199 one-time
₹40 / report₹49Save 18%
5 reports
Get 5 reports- The insurer’s reason and clause, quoted
- Facts from your papers, each with its source
- The IRDAI rules that apply
- Ground-by-ground assessment
- What’s missing and how to get it
- Next steps, with every deadline
- PDF report download
Pro
Frequent checks
₹499 one-time
₹33 / report₹49Save 33%
15 reports
Get 15 reports- The insurer’s reason and clause, quoted
- Facts from your papers, each with its source
- The IRDAI rules that apply
- Ground-by-ground assessment
- What’s missing and how to get it
- Next steps, with every deadline
- PDF report download
For advisors, hospitals and firms
Need more than 15 reports, or an invoice?
Tell us your volume and we’ll set up an account, priced per report.
- Credits never expire
- Failed check? No credit used
- UPI, cards and netbanking
- No subscription, ever
Common worries
Will this cost me anything?
Checking your papers is free, and your first full report is free too. After that it’s ₹49 a report. No subscription.
Are my documents safe?
Your reports are private to your account. We use named service providers to read documents and prepare reports, but we don’t sell your data or use your documents to train AI models. Uploads are deleted after 90 days; reports stay until you delete them.
Is this legal advice?
No. It’s a clear, rule-backed starting point that tells you whether to take it further and how. For a court case, talk to a lawyer.
We’re on your side
of the claim.
Insurers have claim teams. Now you have the rules, the facts and the next step, in about a minute.