FAQ
Questions,
answered.
Is the first report really free?
Yes. Signing in with Google gives you 1 credit, which opens one full report with the PDF. No card, nothing to cancel.
What do I get for free?
Uploading and checking is free. You see the verdict and how many facts, rules, points and questions we found. Opening the full report and its PDF uses 1 credit (₹49, or less in packs).
Which claims does it cover?
Health insurance and mediclaim claims: full rejections, partial payments, cashless denials and deductions. Motor and life claims are next.
Where do the rules come from?
From IRDAI’s current master circulars and regulations and the Insurance Ombudsman Rules, read from the primary documents. Each point in your report cites the rule number.
How accurate is it?
We test every version against real decided disputes from consumer commissions, High Courts and the Ombudsman. Treat it as a strong, rule-backed guide, not a guarantee.
What happens to my documents?
They’re stored privately in your account. To prepare your report, their text is processed by the service providers named in our privacy policy; we don’t sell your data or use your documents to train AI models. Uploaded documents are deleted automatically after 90 days. Your report, which can include health details, stays in your account until you delete it.
Do you share my data?
No. We don’t sell data, show ads, or use your documents to train AI models. Payments go through Cashfree; we never see card or UPI details.
Is this legal advice?
No. It’s a self-help report built on IRDAI’s rules. It tells you whether your case is worth taking further and how. For a court case, talk to a lawyer.
Still unsure? Read how it works and how we test it, or write to us.
We’re on your side
of the claim.
Insurers have claim teams. Now you have the rules, the facts and the next step, in about a minute.